Financial Glossary.

Accounting terminology explained in plain English. Because you shouldn't need a degree to understand your bank balance.

Accounts Payable

Money owed by a business to its suppliers shown as a liability on a company's balance sheet.

Accounts Receivable

Money owed to a company by its debtors.

Burn Rate

The rate at which a new company uses up its venture capital to finance overhead before generating positive cash flow from operations.

COGS (Cost of Goods Sold)

The direct costs of producing the goods sold by a company.

EBITDA

Earnings before interest, taxes, depreciation, and amortization—a measure of a company's overall financial performance.

Gross Margin

Net sales minus the cost of goods sold, divided by net sales, expressed as a percentage.

Net Profit

The actual profit after working expenses not included in the calculation of gross profit have been paid.

Runway

How long your business can survive with its current cash balance if no more revenue comes in.

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